AUTO Insurance

In California alone, there are currently over 27 million licensed drivers. California is a superb tourist destination, but residents face the same dangers when it comes to driving. Accidents happen even to the most cautious drivers, so having a policy that covers you, your passenger, and your vehicle is essential.

Carla Ramirez Insurance Agency works with both standard and nonstandard drivers in California to provide high-quality and reliable auto insurance. You aren't just a number to us. We want to build long-term relationships with each client by tailoring policies to their specific requirements.

What Auto Insurance Coverage Do You Really Need?

Technically, only liability insurance is legally required. This requirement varies per state. In California, all car insurance policies must include at least:

• $15,000 in bodily injury liability per person

• $30,000 in bodily injury liability per accident

• $5,000 in property damage liability

So, why not simply choose the lowest liability to save money? Driving without additional insurance can be risky. Cars are costly to repair and even more expensive to replace. If another person involved in the accident sues, not having adequate coverage can result in thousands of dollars in repairs, medical expenses, and even legal fees. Fortunately, Carla Ramirez Insurance Agency makes it simple to find reliable auto insurance in California.

Common coverage we recommend (aside from liability) include:

• Comprehensive Coverage compensates for damage or loss to the vehicle due to outside sources not involving a collision. This can include fire, hail, wind, theft, vandalism, falling objects, and more.

• Collision Coverage compensates for damage or loss to the vehicle due to collision.

• Medical Payments Coverage helps with medical expenses for the driver and their passengers after an accident.

• Uninsured/Under-insured Coverage helps in an accident involving another driver not carrying insurance.

Insure with Us Today

Protecting your vehicle doesn’t have to be expensive. Get reliable car insurance in California with Carla Ramirez Insurance Agency by calling us at 310-545-1027 or filling up our form here.